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Divorce for Doctors and Specialists: What You Need to Know About Practice Valuations, Income and Lifestyle

A man in a lab coat.

Medical professionals face unique issues in separation: complex income structures, practice valuations, variable rosters and high career pressures. This guide explains what doctors need to know during divorce and how to protect their practice, patients and financial future. 

 

Why separation is different for doctors 

Doctors and specialists often have: 

  • Multiple income streams 
  • Public and private work 
  • Irregular hours 
  • Stipends, on-call loadings and allowances 
  • Practice ownership 
  • Service agreements 
  • Long training timelines 
  • High career stress 

These factors affect both property division and parenting arrangements. 

 

Practice and income considerations 

  1. Practice valuations

Medical practices have unique goodwill considerations: 

  • Patient lists 
  • Location 
  • Equipment 
  • Partnerships 
  • Reputation 

Solo practices rely heavily on personal goodwill, which needs careful valuation. 

  1. Income streams

Doctors often have: 

  • Base salaries 
  • Allowances 
  • Procedure fees 
  • Specialist consulting income 
  • Rural loadings 
  • Agency work 
  • Private lists 

All must be disclosed and understood in context. 

  1. Parental responsibilities

Unpredictable rosters can make parenting arrangements more complex.
Courts prioritise consistency and child availability. 

 

Managing disruption to your work 

We focus on minimising: 

  • Impact on patient care 
  • Unnecessary financial disclosure burdens 
  • Stress during already high-pressure working conditions 

 

Why Resolve is uniquely positioned 

Being surrounded by doctors her whole life, our Founder Rose Cocchiaro understands the practical realities. The on-call nights, the fatigue, the limited time.
We structure processes that respect your workload and reduce court time. 

 

FAQs 

Will my practice be split?
Usually you keep your practice, but a buy-out or offset may occur. 

How are my variable hours assessed?
Courts focus on predictability and care arrangements, not income alone. 

What if my partner claims future earning potential?
Earning capacity is relevant, but only to a reasonable degree. 

 

If you’re interested in learning more about how we can assist with your unique circumstances, please book a free 15-minute call with our client care team by clicking here.